5 HVAC Financing Methods You Must Consider

Financing

Preparing for Unexpected Expenses

Unexpected expenses happen whether we are ready or not but you can minimize the stress when they happen by being prepared. There are simple strategies you can implement now to ensure you are ready when the unexpected happens.

5 Benefits of Financing Your HVAC System

Are you considering purchasing a new HVAC system and want to know the advantages of financing it? Many families do not have the finances to make a major purchase, especially if the expenditure is unexpected. That's why many HVAC contractors developed partnerships with...

Financing Benefits

There are many benefits to financing your large, HVAC purchases. Your HVAC Equipment represents a very large investment in your home.
Your HVAC equipment provides you with heat, cooling and proper ventilation although it is more than just that. A properly functioning HVAC system provides safety and health benefits.

Financing HVAC Install and Repair Projects

When you encounter major expenditures with your HVAC equipment, it might be time to consider financing options. Often expenses related to your HVAC equipment are not anticipated. Financing options can help you best manage those unexpected costs.

New Installations

Is It Time To Upgrade Your Cooling System? – Air Doctor

You want to be able to efficiently cool your home during the summer so that you can keep cool even when the temperature rises. You can still upgrade your HVAC, even if you were previously happy with your house's cooling system. HVAC systems do not last forever, and...

Upgrade Your Heating System

How do you know when it’s time to consider upgrading to a new heating system? Obviously if the unit has died or is not working, but it may be wise to consider replacement well before that happens or before costly repairs add up. Many things can greatly affect the longevity and efficiency of your furnace, heat pump or boiler system over the years such as not changing the air filters often enough or not having regular maintenance to ensure proper operation. Additionally, a poorly operating heating unit can negatively impact the air quality in your home.

Google Guaranteed

The Google Guarantee Program was launched by Google in order to build customer confidence in merchants you find through their Google Ads listings.
The program involves a thorough prescreening process where Google will perform the following analysis on a business:
Appropriate Licensing
Adequate Insurance
Background checks for personnel
A review of reviews and ratings
A business must meet these requirements in order to qualify as Google Guaranteed and becomes affixed with their badge.

HVAC Placement

The placement of your indoor and outdoor HVAC equipment can be an important consideration. It must be placed to take in to consideration proper airflow and accessibility. There are several other things to consider as well. Once your unit has been installed it is too late to correct any misplacements. If you are going to have a new system installed, there are several things to take into consideration.
The manufacturer will have specifics regarding placement and air flow, but generally speaking we have several considerations to offer.

Proper Size HVAC System

The proper size HVAC system depends on a number of factors. Bigger is not necessarily better. The bigger the unit, the more energy it consumes, if the unit is undersized then it will need to work much harder and will not produce enough air. It is very important that you have the correct size unit for your application

Referral Rewards

Air Doctor Heating and Air appreciates referrals from customers. We have a special thank you for any new customer referrals which result in a new system installation. We not only thank you, we give you a $50 gift certificate for any and every referral that purchases a new system! There is no limit, so send us a referral for anyone you know needing a new HVAC system.

Mismatched HVAC Systems

The problem with mismatched HVAC systems is that they are just that…systems. They work and perform best when the components indoors and outdoors match. These multi-component systems were designed to work together and operate most efficiently when they are matched.

Ductless, Mini Split AC

Ductless Air Conditioning systems are well worth considering in certain circumstances. Central Air systems operate by sending air through ductwork. The ducts are installed to direct the flow of air through tubes called ducts.

Improve, Upgrade Your HVAC

There are many options for improving and upgrading your existing HVAC system and make your home more comfortable, healthy and efficient.

Most Important Things About HVAC Estimates

It is not always easy to compare HVAC Estimates if you are considering replacing or installing new equipment. The estimates are not always apples to apples so to speak. In this blog we will detail the most important aspects to consider when you receive an estimate for your heating, ventilation or air conditioning systems. Most importantly only consider qualified, licensed and accredited HVAC companies.

Warranty Information

HVAC Warranty

An HVAC Warranty is very valuable to a home owner. It is most important to understand what the warranty covers as well as the terms. Your HVAC system is one of the most expensive appliances in your home. It is wise to know exactly where you stand with your warranty....

Protect your HVAC Warranty

Protect your HVAC Heating and Air Conditioning equipment and their warranties. There are certain things every homeowner should know. How long is the warranty coverage? What does it specifically cover? How you avail yourself of the protection. Is it limited and if so, how limited?
HVAC Warranties are very important and valuable to you. They can save you a lot of expense over the years.

HVAC Financing Options

5 HVAC Financing Methods You Must Consider

by | May 8, 2023 | Financing | 0 comments

Suppose you’re considering replacing the existing HVAC system with a new one. How do homeowners bring this extra money? HVAC systems are necessary, and plenty of options are available for financing a new HVAC system. Here are the top 5 financing methods so you don’t have to worry about purchasing these appliances.

Using Home Equity

Many people are surprised that they can turn to their home equity when needing money for HVAC systems. A home equity loan allows you to borrow money for the value of your home. Generally, home equity is the current market value of your home – mortgage money that needs to be paid. One of the benefits of HVAC financing is lower interest rates compared to other financing methods.

Financing from HVAC Seller

Many HVAC Sellers offer in-house financing options for their HVAC systems. Typically, this financing option is a personal loan offered to consumers through the seller. Generally, the HVAC companies in Frederick, MD, offer these financing options to build strong customer relationships.

Using Personal Loan

Many Americans prefer using a personal loan for HVAC financing because of its easy accessibility and affordability. When getting a personal loan from banks, you need to provide the basic information – your name, social security number, home address, and so on. Depending on your credit, the bank will charge you an interest rate. Be sure you understand their credit interest rate policy, terms, and conditions, and whether you can repay the loan in the specific period as stated.

Using Credit Card

Credit card for HVAC financing is a viable option for people with a good credit history and high credit card limit. Additionally, the main benefit is that there is no set time limit to repay the amount. However, if you’re unsure you’ll be able to pay back on time, this can be risky considering the high-interest limit.

Note: It’s essential to be smart with credit cards and know their high debt risk. If you’re considering using credit cards for HVAC financing, we recommend you get a new credit card with a no-interest introductory period.

Bottom Line

As you can see, few HVAC financing options are available, so you don’t have to worry about getting the money. However, when buying a new HVAC system or replacing the old one, you must compare the different financing options and choose the right one that fits your needs and budget. Contact an HVAC company to get an estimate of the HVAC system before you start considering your financing options.

HVAC Licenses

  •   MD HVAC # 17747
  •   WV HVAC # 07874
  •   VA HVAC # 2710071510
  •   PA HICR # PA152515

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Mission Statement

Providing you with outstanding service and value. Air Doctor Heating and Air is committed to inspiring you to become our customer for life.